Sakura Savings Plan
Achieve your life goals through disciplined saving, from education and marriage to business plans and your family’s future, with Sakura Financial Indonesia.
Sakura Planned Savings is a term savings product designed to help you achieve your financial goals through regular contributions based on your financial capacity. With flexible term options, you can prepare for various future needs in a more structured and secure way.
What Is Sakura Planned Savings?
Sakura Planned Savings is a term savings product designed to help members prepare for future financial needs through regular monthly deposits.
This product is suitable for planning for:
- Children’s education
- Business funds
- Wedding expenses
- Vacation funds
- Emergency funds
- Retirement funds
What Are the Benefits of Choosing Sakura Planned Savings?
Flexible Deposits
Savings start from Rp1,000,000, with flexible deposit amounts based on your financial capacity.
Flexible Term Options
Choose from terms of 10, 12, 18, 24, or 36 months.
Attractive Rewards
Customers have the opportunity to receive rewards based on their savings amount, such as Shell vouchers.
Safe & Trusted
Funds are professionally managed by Sakura Financial Indonesia.
Monthly Deposit Simulation
Choose the savings amount and term that best suit your needs. The estimated monthly deposit can be viewed in the table below.
Sakura Planned Savings Simulation
Select a savings amount and term to view the estimated monthly deposit.
Monthly Deposit
Reward
Please review all the following terms and conditions before participating in the Sakura Planned Savings Program. This information will help you understand the deposit schedule, withdrawal process, administrative fees, and other terms applicable throughout the savings period.
Program Terms and Conditions
Deposit Schedule
The date of the first deposit will serve as the reference date for subsequent deposits until the program ends.
Late Deposits
Late deposits are permitted until the end of the current month.
If the deposit is not made by the end of the current month, participation in the program will be terminated, and the remaining balance may be withdrawn on the last day of the following month.
Withdrawal
Early withdrawal before the end of the savings period is permitted upon the member’s request or under certain conditions in accordance with the applicable terms.
No penalty will be charged for early withdrawal; however, the member will not receive the program returns.
Administrative Fees
- Account closing fee: Rp20.000
- Account opening stamp duty: Rp10.000
Lost Savings Book
A replacement savings book is subject to a Rp10.000 fee and requires a police report confirming the loss.
Deposit Validation
A deposit is considered valid once it has been stamped as paid by Sakura Financial Indonesia.
Withdrawal After the Program Ends
All savings funds may be withdrawn on the corresponding deposit date in the following month, subject to business days.
Start Saving in 3 Easy Steps
Follow these steps to open a Sakura Planned Savings account. The process is simple, quick, and can be completed online.
Q&A via Whatsapp
You can obtain the Sakura Planned Savings account opening form via WhatsApp. Complete all required information before proceeding with the registration process.
Upload Documents
After completing the form and making the initial deposit, please upload the completed form along with proof of transfer through the online form. The Sakura team will then proceed with the verification process.
Admin Verification
The Sakura Financial Indonesia team will verify the form and proof of transfer you submitted. Once the verification process is complete, your Sakura Planned Savings account will be activated.